As our technology advances, scammers are also becoming more sophisticated in attempting to steal personal details and money. Being alert and knowledgeable of online scams can protect you from falling as a victim. Scams target those of any age, income level, and background.
A recent report released by Hootsuite, a US-based social media management platform revealed that the Philippines now has 67 million Internet users, with all of them active on social media. This widespread use of the internet gives rise to the emergence of internet-related crimes such as rape, theft, bullying and piracy which made the public, especially the youth, very vulnerable.
Because of this, Globe Telecom, being a purveyor of digital lifestyle, came out with the #makeITsafePH cybersecurity and cyberwellness campaign to educate consumers about online threats, such as online scams and what they can do to avoid becoming a victim. The campaign also teaches the public proper online etiquette so that they would not become a source of such deplorable behavior.
So what are these online scams that are rampant today and how can you avoid them?
Fake Job Offers
If you happened to receive any unsolicited emails that offer a job, usually for a secret shopper or anything not related to your expertise, it’s a scam. After accepting the offer, you will be paid via money order or check with an amount that is more than the offered payment. Then you will be asked to give back the excess amount only to find out that the money order or check was fake.
We usually receive random texts or emails saying that we won a raffle or lottery we never joined in the first place. The message will say you’ve won the jackpot and that you need to claim it by paying a certain amount. Then you will be asked to give out personal information to verify your identity. As a result, you fall victim into the scam called identity fraud while they take away your money.
The scammer will send you an email saying that they’re looking for someone who can help them move their money quickly. Such emails are often sent by people who claim to be businessmen or royalty. You will be provided with seemingly legitimate details to make you believe it’s real.
Suddenly, you are hooked to make small payments in order to help transfer the money. Avoid emails with wrong spelling and poor grammar, and those that sound “too good to be true”.
Online Dating Fraud
If you’re into dating apps or chat rooms, you are more likely to fall into this online dating scam. Meeting someone online and falling in love with them can be a dangerous thing. When you find yourself dating someone who asks money or see your nude photos, then you might be a victim of online relationship fraud.
Anyone who abuses you by any means is not worth your time and love. There are other reliable places to find the love of your life, except these online dating sites.
After calamities and natural disasters, people love to help others by donating money. Problem is, there are other people who take advantage of this. Scammers capitalize on such situation by setting up fake accounts or websites where you can donate cash for the victims of typhoon, earthquake, and other natural calamity.
Some of them will pitch and emotional email just to solicit money that actually don’t reach the needy. To avoid this, do some fact-checking and see if the sites where you intend to donate are legitimate charity organizations. Usually, they have robust websites and mission statements displayed on the site.
These are only some of the most common approaches that scammers use to deceive people online. The more you know about them the less likely you’ll fall for these online scams.